We invest in securities of companies that:
- Finance housing and small businesses
- Develop alternative energy
- Strive for a sustainable environment through the goods and services they provide
- Contribute to the quality of human and animal life
- Promote the economic advancement of women and ethnic minorities
- Promote the advancement of individuals with physical and mental disabilities
- Give generously to charitable causes
- Implement policies that promote the welfare of their employees
- Bargain fairly with their employees
- Have a positive impact upon society through the quality and safety of their products
- Freely disclose and implement exemplary human and labor rights policies
Avoid investing in securities of companies that:
- Are involved in the extraction of carbon based resources, such as coal, petroleum, and natural gas, for the production of fossil fuels
- Manufacture tobacco products
- Pollute the environment
- Discriminate on the basis of race, gender, sexual orientation, or perceived disability
- Manufacture weapons
- Generate nuclear power
- Genetically modify seeds or living organisms
- Are involved in the gambling industry
- Violate or deny basic human rights of workers
- Do not respond to shareholder communications or proposals
- Have primary business practices that involve the inhumane treatment of animals
- Consistently violate regulations of the Environmental Protection Agency (EPA), the National Labor Relations Board (NLRB), Equal Employment Opportunity Commission (EEOC)
Given the unique role that banks and other finance companies play the global economy and society, we have developed special screening criteria for companies in this sector.
Avoid financial companies that:
- Directly finance the production of weapons or armaments
- Finance projects that have been demonstrated to undermine basic human rights, as articulated in the 1948 Universal Declaration of Human Rights.
- Finance projects that significantly undermine indigenous rights as articulated in the United Nations Declaration on the Rights of Indigenous Peoples.
- Fail to invest adequately in local communities as evidenced by banks with a “needs to improve” or “significant noncompliance” community reinvestment act (CRA) rating.
- Consistently and/or flagrantly violate the 2010 Dodd-Frank Act, specifically regulations adopted by the SEC, US Treasury, US Office of the Comptroller of the Currency, CFTC & FDIC.
Favor financial companies with:
- “Outstanding” CRA ratings
- Significant relationships with Community Development Financial Institutions (CDFIs)
- Policies and programs that favor historically oppressed and marginalized people
- Policies and programs in place to monitor and reduce GHG emitting activities